Your financial needs are unique to you. This means the advice you receive from us is flexible and tailored just for you. It can include:
- Wealth management – savings, investments, tax-planning, retirement planning
- Personal and business protection – life cover, critical illness cover, income protection cover, business cover
- Wealth preservation – estate planning, succession planning trusts, key business person
- Financial planning – buying property, remortgaging, funding education or long-term care.
It’s all about you
Our process for providing you with quality advice follows a four-stage process, where each stage reinforces the one before. It’s a continuous process, allowing your personalised plan to be adapted as your needs and circumstances change.
By gathering information from you we will find out about any plans you already have in place. Then by exploring your attitude to risk and return, and your hopes and aspirations, we’ll build a picture of what you want to achieve, with the aim of providing you with comfort in retirement. At this stage you will find out what to expect from us and how you will benefit from using us during a face-to-face meeting. We do not usually charge a fee for this stage.
We’ll explore and research various ways to make the best use of your existing financial provisions. We’ll then recommend how you can build on them, to give you the best chance of achieving your goals.
Like most of our clients, you will probably prefer us to do the necessary work to put your plan into action. This will save you a lot of time and effort and ensure everything is set up just the way you need it. We will charge you a fee for doing this, which we will explain to you. Alternatively, you may decide to implement our recommendations yourself, in which case we just charge for our time and advice.
Nothing stands still, so it makes sense to review your plans regularly to make sure they are working the way you want them to. We suggest you do this annually but we can fit in with whatever suits you best. We’ll also be in touch if we have something that will be of interest to you.