We're here to help you secure your financial future through trusted advice. As part of the process, we will discuss any fees to give you a clear expectation of how much you will pay.
No initial fee
We will not charge you a fee for advice that covers the following:
- Life assurance
- Critical illness
- Income protection
- Accident, sickness and unemployment
- Home insurance
- Private medical insurance
The insurance provider may charge you separately for any particular insurance policy. You will receive a quotation from the provider which will tell you about any fees.
We will be paid commission by the insurance provider, which will be included in the premium you pay to them.
No ongoing fees
There is no fee for the ongoing service we provide, as we will have been paid commission from the mortgage lender or insurance provider at the start of your plan. It is important to ensure your insurance provisions remain in line with your requirements, which may change over time. We would be happy to review this for you should you ask us to.
You can add or enhance levels of service with your adviser if you feel appropriate (usually for an agreed fee)